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Checklist

Exactly what you need to bring

A missing paper is the most common reason an application stalls. Work through the list below before you apply — and if something is genuinely unavailable, tell us, because there is usually an alternative the lender will accept.

By employment type

Everyone needs these

  • PAN card
  • Aadhaar card
  • Two passport-size photographs
  • Proof of current address — Aadhaar, electricity bill, rent agreement or passport

Income proof

  • Last 3 months' salary slips
  • Last 6 months' bank statement of the salary account
  • Form 16 or Income Tax Returns for the last 2 years
  • Employee ID card or appointment letter

Do not have everything? Come in anyway — an incomplete set is enough for a first conversation, and we will tell you exactly what is still missing.

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