Terms of use

Varahi FinCare is a loan consultancy and channel partner. We are not a bank or an NBFC and we do not lend. All loans are sanctioned at the sole discretion of the partner bank or NBFC, subject to their credit policy and documentation requirements. Interest rates shown are indicative starting rates published by our lending partners and vary with your profile, credit score and the lender's prevailing rates.

What we do

Varahi FinCare acts as a channel partner and direct selling agent for banks and non-banking financial companies. We prepare, submit and follow up loan applications on your behalf. We do not lend money, we do not decide whether a loan is approved, and we do not set interest rates or charges.

No guarantee of sanction

Submitting an enquiry through this site does not create any obligation on any lender to sanction a loan. Every credit decision rests solely with the lender, based on their own policy, your credit report and their assessment of your documents and, where relevant, your property.

Rates and figures on this site

Interest rates shown are indicative starting rates published by our lending partners. They are not offers. The rate applicable to you depends on your profile and the lender’s prevailing rates, and is confirmed only in the lender’s sanction letter. Our calculators produce estimates for your own planning and are not offers, approvals or advice.

How we are paid

We receive a commission from the lender when a loan is sanctioned and disbursed. Any charge payable by you — a processing fee, legal or valuation charge, or insurance premium — is the lender’s own charge, and we will tell you the amount before you proceed.

Your responsibilities

• Give us accurate and complete information. A lender will verify it, and a discrepancy will cost you the application.
• Read the lender’s sanction letter and Key Fact Statement in full before signing. Ask us to explain anything you are unsure of — that is what we are for.
• Do not use this site to submit an application on someone else’s behalf without their knowledge and consent.

Limitation

We take care to keep the information on this site accurate, but rates, criteria and lender policies change frequently and without notice to us. We are not liable for any loss arising from reliance on general information published here, as distinct from the specific written advice we give you on your own file.

Governing law

These terms are governed by the laws of India, and the courts at Srikakulam, Andhra Pradesh have exclusive jurisdiction over any dispute.

Contact

Questions about these terms: contactus@varahifincare.com or +91 96660 54322.