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Varahi FinCare

Loans

What we arrange, and who each one suits

We place the same file with every lender on our panel that fits your profile. Pick the loan closest to what you need — each page sets out the criteria, the documents and how long it really takes.

Home Loan

Buy, build or extend — with the paperwork handled and offers compared across our panel.

  • Buying a ready or under-construction house or flat
  • Building on a plot you already own
  • Extending or renovating an existing home
From
7.60%*
Up to
₹5 crore
Sanction
10–21 days

Loan Against Property

Raise funds against a house, shop or land you already own — at rates far below an unsecured loan.

  • Business expansion or working capital
  • Consolidating high-interest debt into a single lower EMI
  • Education or medical expenses of a large size
From
9.50%*
Up to
₹5 crore
Sanction
12–25 days

Personal Loan

Unsecured funds for a wedding, medical cost or emergency — no collateral, minimal paperwork.

  • Wedding and family function expenses
  • Medical emergencies
  • Home renovation without mortgaging the property
From
10.99%*
Up to
₹40 lakh
Sanction
2–7 days

Business Loan

Working capital, equipment or expansion finance for traders, shops and small manufacturers.

  • Stock and working capital for traders and retailers
  • Machinery and equipment purchase
  • Opening a second location
From
11.00%*
Up to
₹75 lakh
Sanction
5–15 days

Vehicle Loan

New or used, two-wheeler to commercial — usually approved faster than the showroom's own finance.

  • New car, two-wheeler or commercial vehicle
  • Used car purchase from a dealer or private seller
  • Tractors and farm equipment
From
8.15%*
Up to
₹50 lakh
Sanction
1–5 days

Education Loan

Funding for study in India or abroad — secured or unsecured, with the collateral question answered honestly.

  • Postgraduate study abroad — US, UK, Canada, Australia, Germany
  • Professional courses in India — engineering, medicine, MBA
  • Covering tuition, living costs, travel and insurance together
From
9.00%*
Up to
₹1.5 crore
Sanction
7–21 days

* Lowest starting rate published by a lender on our panel (Kotak Mahindra Bank, YES Bank, HDFC Bank, HDFC Credila), checked on 19 August 2026. Rates are indicative and are not an offer. The rate you are actually offered depends on your credit score, income, loan amount, tenure and the lender’s prevailing rates, and is confirmed only in the lender’s sanction letter. Processing, legal, valuation and other charges levied by the lender are additional and will be disclosed to you in writing before you proceed.

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